What is a Commercial Mortgage?
A Commercial Mortgage is long-term finance for a commercial building occupied by the business owner, such as offices (they may also consist of mixed-use buildings with some residential and some commercial components).
For non-owner occupied commercial properties where you let the property out to another business, please see our Investment Finance page here.
In a nutshell:
- Loan to Value up to 75%
- Borrowing from £50,000 – £50,000,000
- Terms up to 25 years
- All areas of UK covered
- Loan availability, loan terms, lender fees and rates will vary depending on financials and background
- Business purposes only
What we do
We find commercial property finance! This is our passion and we are always happy to provide a free consultation, answer any questions and to help find suitable funding anywhere in the UK.
So, you’ve found a commercial or semi-commercial building for your business that you are looking to purchase, or perhaps you are looking to refinance your current business premises but with so many options, you need a little help in finding the lender who meets your specific needs. Good news - you’ve found the company that’s here to support you every step of the way, to help you find a suitable solution for your commercial property.
Why choose us
We benefit from over 10 years experience working within finance in the property industry, including senior finance roles within property development and construction companies, and involvement in a wide range of projects, from mansard roof conversions & basement excavations in London, right up to large multi-unit sites across London and the Southern Counties. We are passionate about finding funding solutions for our clients and use our experience to assist with funding needs for all property sizes throughout the UK.
Customer service is at the heart of what we do. We understand that when it comes to finding a Commercial Mortgage, borrower needs and objectives vary and lender criteria can differ based on property type and location and we take the time to understand your circumstances and goals before sourcing suitable funding to meet your needs, allowing you to concentrate on what you do best – managing your business!
Don’t just take our word for it, read our Testimonials here
We are a broker not a lender
We source suitable funding for your commercial property needs. We are a broker, not a lender and pride ourselves on transparency. We may be paid a fee or commission by the lender that will vary depending on the lender, product and other permissible factors and these arrangements could affect the price payable by you.
Disclaimer: ALL FINANCE SOURCED IS FOR BUSINESS PURPOSES ONLY. Information within this document is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored advice and is for guidance only. All loans are subject to full lender application, underwriting, valuation and legals.