Buy to Let
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Buy to Let

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Buy to let refers to longer-term finance of properties which generate income such as:

  • Buy to let residential properties
  • Commercial or mixed residential & commercial buildings that you rent out to a third-party
  • Holiday lets
  • HMOs
  • Serviced accommodation

Buy to let overview

  • Loan To Value up to 75% (Commercial) 80% (Residential)
  • Borrowing from £200,000 – £50,000,000
  • All areas of UK covered
  • Loan availability, loan terms, lender fees and rates will vary depending on financials and background
  • Business purposes only

What we do

We are a specialist buy to let broker firm, with a focus on properties and property portfolios that are complex in nature, and we work with both residential and commercial property let out to 3rd parties. For example:

  • Landlords with complex portfolios and borrower structures e.g. large portfolios, properties owned across multiple companies, properties owned by trading companies.
  • Complex property types e.g. HMOs, blocks of flats, residential assets with commercial property next door, adjacent or nearby.
  • Landlords with complex tenant types e.g. where the property is let on a corporate lease to a 3rd party, including specialist corporate lets where the 3rd party you lease to houses asylum seekers and vulnerable tenants.
  • Property developers seeking buy to let finance to retain finished development projects ranging from single properties to large multi-unit developments.
  • Portfolio restructuring or shareholder buy outs e.g. where one shareholder obtains buy to let finance to buy out the other shareholder.

Find out a bit more about us or contact us for a free consultation today.

Luc Capital Limited is registered in England & Wales under Company No 09251575. Registered Office: C/O Moore (South) LLP, City Gates, 2-4 Southgate, Chichester, West Sussex, PO19 8DJ. We are a broker, not a lender and all finance sourced is for business purposes only. Information within this website is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored advice and is for guidance only. All loans are subject to full lender application, underwriting, valuation and legals.