Investment Finance
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Investment Finance

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What is Investment Finance?

Investment Finance is the longer-term finance of properties which generate income such as:

  • Buy to let residential properties
  • Commercial buildings that you rent out to a third-party
  • Holiday lets
  • HMOs
  • Serviced accommodation

In a Nutshell:

  • Loan To Value up to 75% (Commercial) 80% (Residential)
  • Borrowing from £200,000 – £50,000,000
  • All areas of UK covered
  • Loan availability, loan terms, lender fees and rates will vary depending on financials and background
  • Business purposes only

What we do

We can assist clients looking to purchase an investment property or restructure their existing property portfolio with regards to both residential and commercial property investments. This is our passion and we are always happy to provide a free consultation, answer any questions and to help find suitable funding anywhere in the UK.

So, you’ve found a property that you are looking to purchase, or perhaps you are looking to refinance your current property investment but with so many options, you need a little help in finding the lender who meets your specific needs. Good news - you’ve found the company that’s here to support you every step of the way, to help you find a suitable solution for your property.

Why choose us

We benefit from over 10 years experience working within finance in the property industry, including senior finance roles within property development and construction companies, and involvement in a wide range of projects, from mansard roof conversions & basement excavations in London, right up to large multi-unit sites across London and the Southern Counties. We are passionate about finding funding solutions for our clients and use our experience to assist with funding needs for all property sizes throughout the UK.

Customer service is at the heart of what we do. We understand that when it comes to finding Investment Finance, borrower needs and objectives vary and lender criteria can differ based on property type and location and we take the time to understand your circumstances and goals before sourcing suitable funding to meet your needs, allowing you to concentrate on what you do best – managing your properties!

Don’t just take our word for it, read our Testimonials here

We are a broker not a lender

We source suitable funding for your investment property needs. We are a broker, not a lender and pride ourselves on transparency. We may be paid a fee or commission by the lender that will vary depending on the lender, product and other permissible factors and these arrangements could affect the price payable by you.

Disclaimer: ALL FINANCE SOURCED IS FOR BUSINESS PURPOSES ONLY. Information within this document is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored advice and is for guidance only. All loans are subject to full lender application, underwriting, valuation and legals.

ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Luc Capital Limited is registered in England & Wales under Company No 09251575. Registered Office: C/O Moore (South) LLP, City Gates, 2-4 Southgate, Chichester, West Sussex, PO19 8DJ.

Luc Capital Limited are authorised and regulated by the Financial Conduct Authority (FCA) in respect of our consumer credit-related regulated activities only, specifically this includes our FCA Regulated Credit Broking Services, these are provided where the borrower is acting for business purposes and is an individual or unincorporated partnership of 3 or less partners and the loan relates to purely or predominantly commercial property (61% or more non-residential) that is not intended to be converted to residential property or the loan is a second charge loan secured against a property occupied by a borrower or their relatives. Luc Capital Limited is entered on the Financial Services Register https://register.fca.org.uk/ under reference 771650.

Luc Capital Limited are a credit broker, not a lender and may be paid a fee or commission from the lender that will vary depending on the lender, product and other permissible factors and these arrangements could affect the price payable by you. Luc Capital Limited source commercial finance options from a panel of lenders.

Our aim is to provide you with a professional service that delivers the highest possible standards. However, there may be occasions where you feel this has not been achieved and should you wish to make a complaint about any aspect of the service we provide to you, you can do this by telephoning us on 07886279773 or writing to us via hello@luccaptial.co.uk. If the complaint relates to our FCA Regulated Credit Broking Services: A summary of our internal complaints handling procedures for the reasonable and prompt handling of such complaints is available on request, and If you cannot settle your complaint with us you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 08000234567. If you are unsure about whether you have received FCA Regulated Credit Broking Services from us then please contact us on 07886279773 or at hello@luccaptial.co.uk.